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Credit Sales Officer

Company Profile:

Credit Wise Capital Pvt Ltd is a consumer finance Registered NBFC established with the aim of providing technology-driven loans to customers. The company leverages an offline sourcing model along with a new age of online sourcing to become a market leader in a very short time.

The first focused product at Credit Wise Capital is two-wheeler financing. The aim is to disrupt the two-wheeler lending market by deploying the right blend of tech-driven underwriting while utmost focus on collections.

The company was incorporated in early 2019 and in a short span of time, it has achieved tremendous growth and has become one of the fastest-growing NBFC in the western region of India. Currently headquartered in Mumbai, Credit Wise Capital has an increasing presence in over 20 locations and 5 states across the country

Application for Credit Sales Officer

Job Title: Credit Sales Officer

Department: Sales

Location: Pan India

Experience: 2+years

Apply Now

Key Responsibilities

  1. Sales Target Achievement: Achieve sales targets and revenue goals by proactively prospecting for new customers,
    generating leads, and converting opportunities into sales.
  2. Customer Acquisition: Identify and target potential customers, including individuals, businesses, and organizations,
    through market research, networking, and referrals, to drive new business acquisition.
  3. Credit Analysis: Conduct thorough credit analysis of potential customers, assessing their creditworthiness, financial
    stability, and repayment capacity, to determine eligibility for two-wheeler loans.
  4. Product Promotion: Promote and sell two-wheeler loans and related financial products and services offered by the
    NBFC, highlighting features, benefits, and competitive advantages to customers.
  5. Loan Application Processing: Assist customers in completing loan applications, verifying documentation, and
    submitting required information, ensuring accuracy and completeness to expedite loan processing.
  6. Customer Relationship Management: Build and maintain strong relationships with customers throughout the sales
    process, providing personalized service, addressing inquiries, and resolving issues to enhance customer satisfaction
    and loyalty.
  7. Sales Support: Provide sales support to customers, including pre-qualification assistance, application submission
    guidance, and documentation assistance, to facilitate a smooth and efficient sales process.
  8. Compliance Adherence: Ensure compliance with regulatory requirements, company policies, and industry best
    practices in sales activities, including adherence to fair lending practices and consumer protection laws.
  9. Cross-functional Collaboration: Collaborate with cross-functional teams, including credit, underwriting, operations,
    and collections departments, to coordinate efforts in sales operations, loan processing, and customer service
    delivery.
  10. Reporting and Analysis: Prepare regular sales reports, forecasts, and performance dashboards for senior
    management, tracking key performance indicators (KPIs) and providing insights for sales planning and decisionmaking.

Qualification

  • Bachelor’s degree in business administration, finance, or related field.
  • 2+ years of experience in sales and business development, preferably in the financial services industry or NBFC
    sector.
  • Strong sales and negotiation skills, with a proven track record of achieving sales targets and driving revenue growth.
  • Ability to conduct credit analysis and assess customer creditworthiness, with knowledge of credit underwriting
    principles and risk management practices.
  • Excellent communication and interpersonal skills, with the ability to build rapport with customers and influence
    decision-makers.
  • Results-oriented mindset with a focus on achieving business objectives, delivering customer value, and maximizing
    sales performance.
  • Proficiency in MS Office Suite and familiarity with CRM software and sales automation tools.