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Data Analyst

Company Profile:

Credit Wise Capital Pvt Ltd is a consumer finance Registered NBFC established with the aim of providing technology-driven loans to customers. The company leverages an offline sourcing model along with a new age of online sourcing to become a market leader in a very short time.

The first focused product at Credit Wise Capital is two-wheeler financing. The aim is to disrupt the two-wheeler lending market by deploying the right blend of tech-driven underwriting while utmost focus on collections.

The company was incorporated in early 2019 and in a short span of time, it has achieved tremendous growth and has become one of the fastest-growing NBFC in the western region of India. Currently headquartered in Mumbai, Credit Wise Capital has an increasing presence in over 20 locations and 5 states across the country

Application for Data Analyst

Job Title: Data Analyst

Department: Sales

Location: Worli, Mumbai

Experience: 3+ years

Apply Now

Responsibilities and Duties

  • This is a team lead role. Expected to take a lead in driving business decisions through embedding use of data
    analytics at various stages of the Digital lending customer journey involving underwriting, verification,
    fraud risk mitigation, portfolio management and Collections.
  • To drive defining the roadmap for Digital Analytics in the organization to facilitate usage of analytics in line
    with best practices in the fintech industry / NBFCs, Banks in Digital lending
  • To take the lead in liaising with Business, Risk and Technology in defining customer journey, information
    capture and application of analytics to drive Business outcomes. Ideate and execute data backed
    strategies for straight through process loan disbursal in Digital lending
    •Play an active role in imbibing learnings from various fintech partnerships to incorporate Digital lending
    analytics best practices.
  • Educate, influence, and collaborate with key leaders/stakeholders to identify opportunities for growth and
    profitability through analytical insight
  • To provide analytics support to enable policy decisions to grow / reduce the business in line with the
    business- Risk Appetite and target portfolio.
  • To translate the policies into the right underwriting standards and ensure that the end-to-end customer
    lifecycle performance (from underwriting through to collections and recoveries) is in line with expectations.
  • To monitor the health of the portfolio in terms vintage performance
  • Reviewing the credit scorecards/risk segmentation criteria to evaluate if they remain predictive of risk.
  • Present data analysis findings in a clear and concise manner and offer recommendations based on key
    insights uncovered.

Qualification

  • Post Graduate in a relevant subject or an equivalent combination of relevant experience and/or education
    and training.
    Desired Candidate Profile
  • Minimum 3+ years of experience in Analytics in Fintech, insuretech, meditech. In all 5+ years’ experience in
    Analytics with Banks / NBFCs. Leadership experience in driving Analytics initiatives and teams required.