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Head of Product & Innovation

Company Profile:

Credit Wise Capital Pvt Ltd is a consumer finance Registered NBFC established with the aim of providing technology-driven loans to customers. The company leverages an offline sourcing model along with a new age of online sourcing to become a market leader in a very short time.

The first focused product at Credit Wise Capital is two-wheeler financing. The aim is to disrupt the two-wheeler lending market by deploying the right blend of tech-driven underwriting while utmost focus on collections.

The company was incorporated in early 2019 and in a short span of time, it has achieved tremendous growth and has become one of the fastest-growing NBFC in the western region of India. Currently headquartered in Mumbai, Credit Wise Capital has an increasing presence in over 20 locations and 5 states across the country

Application for Head of Product & Innovation

Job Title: Head of Product & Innovation

Department: Product

Location: Worli, Mumbai

Experience: 12+years

Apply Now

Key Responsibilities:

  • Product Strategy and Roadmap: Develop and execute the product strategy and roadmap in alignment with the company’s business objectives and market trends.
  • Define product vision, goals, and priorities based on customer insights, competitive analysis, and market
    research.
  • Product Development and Management: Lead the end-to-end product development lifecycle, from ideation and concept validation to launch and post-launch management.
  • Collaborate with cross-functional teams, including technology, marketing, and operations, to develop
    innovative and market-leading products.
  • Market Analysis and Research: Conduct market analysis and research to identify emerging trends, customer needs, and competitive landscapes in the financial services industry.
  • Gather feedback from customers, stakeholders, and industry experts to inform product development and
    enhancement initiatives.
  • Innovation and Ideation: Foster a culture of innovation and creativity within the organization, encouraging experimentation and exploration of new ideas and technologies.
  • Lead innovation initiatives, hackathons, and ideation workshops to generate innovative solutions and
    product concepts.
  • Product Performance and Optimization: Monitor product performance metrics, including adoption rates, customer satisfaction, and revenue growth, to assess product effectiveness and identify areas for improvement.
  • Implement product optimization strategies, including feature enhancements, pricing adjustments, and goto-market strategies, to maximize product value and market impact.
  • Regulatory Compliance and Risk Management: Ensure compliance with regulatory requirements, industry standards, and best practices in product
    development and management.
  • Mitigate product-related risks and vulnerabilities by implementing robust risk management processes and
    controls.
  • Stakeholder Engagement and Collaboration: Collaborate with internal stakeholders, including senior management, sales teams, and customer support, to align product strategies with business objectives and priorities.
  • Build and maintain relationships with external partners, vendors, and industry associations to drive partnerships and collaboration opportunities.
  • Talent Development and Leadership: Recruit, mentor, and develop a high-performing product management team, providing guidance, coaching,
    and professional development opportunities.
  • Foster a culture of accountability, collaboration, and continuous learning within the product management
    organization.

Qualification

  • Bachelor’s degree in business, finance, technology, or related field; master’s degree or MBA preferred.
  • 12+ years of experience in product management, innovation, or related roles in the financial services industry or
    technology sector.
  • Proven track record of success in developing and launching innovative products and solutions that drive business
    growth and customer value.
  • Deep understanding of financial products, services, and regulatory requirements, with experience in the NBFC
    sector preferred.
  • Strong leadership and strategic vision, with the ability to inspire and motivate cross-functional teams to achieve
    ambitious goals.
  • Excellent communication and stakeholder management skills, with the ability to influence and collaborate
    effectively with internal and external stakeholders.
  • Analytical mindset with strong problem-solving abilities and data-driven decision-making skills.
  • Entrepreneurial spirit and passion for driving innovation and transformation in the financial services industry.