Responsibilities and Duties

• Legal & Operational Executive (Senior Officer)
• Drafting & vetting of agreements (NDA, SLA, Trade Facilities, B2C and Settlement Agreement etc)
• Documentation & filing of applications (IRDA)
• Understands various lending business models, operations of NBFCs, Lending Service Providers, and upkeeps with
  latest RBI regulations with respect to lending
• In depth knowledge in Companies Act 2013, Information Technology Act 2000, Indian Contract Act 1872, Indian
  Evidence Act 1872, Motor vehicle act, 1988 , Negotiable instrument act, 1881, , Consumer protection act 2019,
  Indian Penal Code 1860, Code of Criminal Procedure 1973, Code of Civil Procedure 1908, Limitation Act 1963,
  Arbitration & Conciliation Act 1996, etc.
• Research, track and report on legal developments related to two-wheeler loan, credit cards and personal loans;
  collaborate with the business lines to ensure compliance.
• Advising on contract status, advise on the risks and opportunities related to growth initiatives and the legal liabilities
  associated with different deals.
• Review and comment on business and regulatory team policies and procedures, company training materials, and
  customer-facing collateral.
• Reviewing advertising and marketing materials to ensure that they follow legal requirements.
• Reviewing, drafting, negotiating of Master Service Agreements, RFPs, NDAs; edit memos and negotiating third-party
  service provider agreements.
• Always be prepared to pivot for the unexpected development, the fast-moving idea, and the creative solution.
• Researching and anticipating unique legal issues that could impact the company.
• Prevent risk of litigation and review litigation files.
• Negotiations and managing cost with law firm & experts
• Conduct Due Diligence, IP related activities, filing complaints, Non-Profit & for-profit compliance and provide
  training to the company on legal topics.
• Reply to legal notices in an appropriate and timely manner.
• Reviewing data privacy laws & seeing to it that the company follows GDPR, CCPA and Indian Data Privacy Laws.
• Ensure compliance with organization policies by all team members.

Desired Candidate Profile

• Minimum 3 years’ experience in working with private banks, law firms, NBFC, insurance company as a legal
  officer/associate/executive
• Any Law Degree; LLB + LLM (preferred) or equivalent practical experience. (mandatory)
• Experience with B2C personal/consumer lending
• Have an excellent grasp of law, pertaining to structured finance, retail finance, capital markets, equity raise,
  IBC (working knowledge will be an added benefit) etc.
• Drafting of various processes and standardization of templates
• Coordinating with external counsels for advisory and related matters
• Assist in due diligence processes
• Sound knowledge in drafting, vetting of deeds, collection handling, receivables, attachment of property, legal
  processes etc.
• Be able to understand business requirements and how this would translate to requirements from the legal
  team
• Have impeccable integrity, ability to maintain strict confidentiality
• Be highly solution oriented and business focused, always play an enabling role for organization.
• Excellent communicator in written and verbal form.