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Legal Manager

Company Profile:

Credit Wise Capital Pvt Ltd is a consumer finance Registered NBFC established with the aim of providing technology-driven loans to customers. The company leverages an offline sourcing model along with a new age of online sourcing to become a market leader in a very short time.

The first focused product at Credit Wise Capital is two-wheeler financing. The aim is to disrupt the two-wheeler lending market by deploying the right blend of tech-driven underwriting while utmost focus on collections.

The company was incorporated in early 2019 and in a short span of time, it has achieved tremendous growth and has become one of the fastest-growing NBFC in the western region of India. Currently headquartered in Mumbai, Credit Wise Capital has an increasing presence in over 20 locations and 5 states across the country

Application for Legal Manager

Job Title: Legal Manager

Department: Legal

Location: Worli, Mumbai

Experience: 3+ years

Apply Now

Responsibilities and Duties

  • Legal & Operational Executive (Senior Officer)
  • Drafting & vetting of agreements (NDA, SLA, Trade Facilities, B2C and Settlement Agreement etc)
  • Documentation & filing of applications (IRDA)
  • Understands various lending business models, operations of NBFCs, Lending Service Providers, and upkeeps with
    latest RBI regulations with respect to lending
  • In depth knowledge in Companies Act 2013, Information Technology Act 2000, Indian Contract Act 1872, Indian
    Evidence Act 1872, Motor vehicle act, 1988 , Negotiable instrument act, 1881, , Consumer protection act 2019,
    Indian Penal Code 1860, Code of Criminal Procedure 1973, Code of Civil Procedure 1908, Limitation Act 1963,
    Arbitration & Conciliation Act 1996, etc.
  • Research, track and report on legal developments related to two-wheeler loan, credit cards and personal loans;
    collaborate with the business lines to ensure compliance.
  • Advising on contract status, advise on the risks and opportunities related to growth initiatives and the legal liabilities
    associated with different deals.
  • Review and comment on business and regulatory team policies and procedures, company training materials, and
    customer-facing collateral.
  • Reviewing advertising and marketing materials to ensure that they follow legal requirements.
  • Reviewing, drafting, negotiating of Master Service Agreements, RFPs, NDAs; edit memos and negotiating third-party
    service provider agreements.
  • Always be prepared to pivot for the unexpected development, the fast-moving idea, and the creative solution.
  • Researching and anticipating unique legal issues that could impact the company.
  • Prevent risk of litigation and review litigation files.
  • Negotiations and managing cost with law firm & experts
  • Conduct Due Diligence, IP related activities, filing complaints, Non-Profit & for-profit compliance and provide
    training to the company on legal topics.
  • Reply to legal notices in an appropriate and timely manner.
  • Reviewing data privacy laws & seeing to it that the company follows GDPR, CCPA and Indian Data Privacy Laws.
  • Ensure compliance with organization policies by all team members.

Desired Candidate Profile

  • Minimum 3 years’ experience in working with private banks, law firms, NBFC, insurance company as a legal
    officer/associate/executive
  • Any Law Degree; LLB + LLM (preferred) or equivalent practical experience. (mandatory)
  • Experience with B2C personal/consumer lending
  • Have an excellent grasp of law, pertaining to structured finance, retail finance, capital markets, equity raise,
    IBC (working knowledge will be an added benefit) etc.
  • Drafting of various processes and standardization of templates
  • Coordinating with external counsels for advisory and related matters
  • Assist in due diligence processes
  • Sound knowledge in drafting, vetting of deeds, collection handling, receivables, attachment of property, legal
    processes etc.
  • Be able to understand business requirements and how this would translate to requirements from the legal
    team
  • Have impeccable integrity, ability to maintain strict confidentiality
  • Be highly solution oriented and business focused, always play an enabling role for organization.
  • Excellent communicator in written and verbal form.