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Operations Manager – LAP

Company Profile:

Credit Wise Capital Pvt Ltd is a consumer finance Registered NBFC established with the aim of providing technology-driven loans to customers. The company leverages an offline sourcing model along with a new age of online sourcing to become a market leader in a very short time.

The first focused product at Credit Wise Capital is two-wheeler financing. The aim is to disrupt the two-wheeler lending market by deploying the right blend of tech-driven underwriting while utmost focus on collections.

The company was incorporated in early 2019 and in a short span of time, it has achieved tremendous growth and has become one of the fastest-growing NBFC in the western region of India. Currently headquartered in Mumbai, Credit Wise Capital has an increasing presence in over 20 locations and 5 states across the country

Application for Operations Manager – LAP

Job Title: Operations Manager – LAP

Department: Operations

Location: Mumbai

Experience: 5+ year

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Position Overview:

The Operations Manager for Loan Against Property (LAP) will oversee the end-to-end operational workflow, ensuring efficient processing, compliance, and delivery of loans. This role requires expertise in managing loan documentation, team coordination, and regulatory adherence while driving operational excellence.

Key Responsibilities

  • Manage and streamline the loan processing cycle, from application to disbursement, ensuring timely and accurate delivery.
  • Oversee loan document verification, credit checks, property valuation, and legal clearance processes.
  • Develop and implement operational policies to enhance efficiency and mitigate risks.
  • Collaborate with sales, credit, and legal teams to resolve process bottlenecks.
  • Ensure compliance with regulatory and company policies for all operational activities.
  • Track and report key operational metrics, ensuring continuous process improvement.
  • Train and mentor the operations team, fostering a culture of excellence and accountability.
  • Handle escalations and provide resolutions for customer and stakeholder concerns.

Qualifications and Skills

  • Bachelor’s degree in Business Administration, Finance, or a related field.
  • 5+ years of experience in operations management, preferably in LAP or mortgage loans.
  • Strong knowledge of loan processes, documentation, and regulatory guidelines.
  • Excellent leadership and organizational skills.
  • Proficiency in loan management software and tools.
  • Ability to handle high-pressure situations and meet tight deadlines.