Back to top

We’re all ears! For any queries, call us on 06262-260-260 (Mon to Sat 9am to 6pm)

Product Associate

Company Profile:

Credit Wise Capital Pvt Ltd is a consumer finance Registered NBFC established with the aim of providing technology-driven loans to customers. The company leverages an offline sourcing model along with a new age of online sourcing to become a market leader in a very short time.

The first focused product at Credit Wise Capital is two-wheeler financing. The aim is to disrupt the two-wheeler lending market by deploying the right blend of tech-driven underwriting while utmost focus on collections.

The company was incorporated in early 2019 and in a short span of time, it has achieved tremendous growth and has become one of the fastest-growing NBFC in the western region of India. Currently headquartered in Mumbai, Credit Wise Capital has an increasing presence in over 20 locations and 5 states across the country

Application for Product Associate

Job Title: Product Associate

Department: Product

Location: Worli, Mumbai

Experience: 0-2 Years

Apply Now

Responsibilities and Duties

  • Manage the lifecycle strategy and implement strategies to optimize portfolio performance.
  • End-to-End responsibility for the product strategy, pricing & yield management for Business loans.
  • Transforming the Business loans process with a focus on simplification and improving customer experience
    and reduced TAT.
  • Ensure solid partnerships and X-selling opportunities across range of products.
  • Assess relevant customer, competitor and industry insights to help define strategies to improve customer
    experience and portfolio growth.
  • Advise and provide insights and recommendations on innovative and strategic product development,
    product targeting & strategic product development.
  • Conceiving and driving contests for sales incentives, x-sell, products and strategizing digital initiatives.
  • Develop & execute all product related performance metrics (including tracking of portfolio quality) and
    streamline the data flow concerns if any in all products / programs handled.
  • Understanding of P&L with respect to Asset business, well versed with MIS & Presentation highlighting key
    trends and suggest actions to be taken.
  • Ensure regular review of credit policy, product, regulatory guidelines and accordingly initiate required
    changes in policies / processes.
  • Undertakes risk, regulatory and compliance assessments for all new product development and existing
    product modifications. Ensures compliance and adherence to internal policies & NBFC guidelines in product
    design.
  • Prepare budget in coordination with Finance and Business Head basing the requirement.
  • Review actual against budget in all aspects, profitability, top-line and bottom line and minute analysis of P&L.
  • Sets up an effective product training mechanism for the sales team and channel partners for effective sales.

Qualification

  • MBA (Marketing and / or Finance)
  • 3-5 years of total experience
  • Experience in Retail Assets – Product role (preferably Business Loans)

Desired Candidate Profile

  • Excellent strategic, quantitative, analytical, data interpretation and good writing and communication skills.
  • Organized, methodical, proactive planner and an efficient executor
  • Better understanding of Retail Assets Business.