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Why Your NOC After Two Wheeler Loan Closure Is Important
An NOC is the official document confirming that your two wheeler loan has been fully repaid and that Credit Wise Capital holds no further claim against you or your vehicle.
You will need the NOC to transfer the vehicle’s Registration Certificate (RC) from hypothecation to clear ownership at your Regional Transport Office. Without it, your two wheeler continues to show the lender’s name on the RC, which can create complications when you sell the vehicle or apply for insurance.
What Happens Automatically Once Your Loan Account Is Closed
Credit Wise Capital has built the NOC process to be seamless. You do not need to chase anyone for your soft copy.
| ✅ Soft copy automatically sent via WhatsApp to your registered mobile number as soon as your loan account is closed.No request or follow-up required on your part. |
How to Download Your NOC from the Credit Wise Capital App
You can access your NOC at any time through the Credit Wise Capital mobile application by following these steps:
| 1 | Open the Credit Wise Capital App. |
| 2 | Log in using your registered mobile number. |
| 3 | Go to the Profile section. |
| 4 | Tap on Download Documents. |
| 5 | Download your NOC from the available documents section. |
How to Contact Customer Care for Your NOC
If you need assistance, our customer care team is available across three channels:
| IVR | Call 6262260260 |
| WhatsApp Chat Support |
| care@creditwisecapital.com |
How to Request a Hard Copy of Your NOC
The automatic WhatsApp delivery covers the soft copy only. If you require a physical hard copy, a separate request must be placed through any of the three customer care channels above.
| 📦 Hard Copy Delivery Timeline Once your request is received and verified, Credit Wise Capital will courier the NOC hard copy to your registered address within 15 working days.Please ensure your registered address is current before placing the request. |
Key Takeaways
- Your NOC soft copy is sent automatically to your registered mobile number via WhatsApp as soon as your two wheeler loan account is closed.
- You can download the NOC at any time through the Credit Wise Capital app under Profile > Download Documents.
- Customer care is available on IVR at 6262260260, WhatsApp chat support, and email at care@creditwisecapital.com.
- A hard copy of the NOC requires a separate request and is couriered to your registered address within 15 working days.
- Keeping your registered mobile number and address updated ensures timely and accurate NOC delivery.
Frequently Asked Questions
| Do I get my NOC automatically after my two wheeler loan is closed? |
Yes. Once Credit Wise Capital closes your two wheeler loan account, a soft copy of your NOC is automatically sent to your registered mobile number via WhatsApp. No request is needed. Make sure your registered number is active and WhatsApp-enabled.
| How do I download my two wheeler loan NOC from the app? |
Open the Credit Wise Capital App and log in with your registered mobile number. Navigate to the Profile section, select Download Documents, and download your NOC directly. This option is available at any time after your loan account is closed.
| What should I do if I did not receive my NOC on WhatsApp? |
If you did not receive your NOC on WhatsApp, the quickest option is to download it directly from the Credit Wise Capital App using your registered mobile number. Go to Profile, tap Download Documents, and your NOC will be available there. If your registered mobile number is no longer accessible, raise a request through WhatsApp Chat Support or email at care@creditwisecapital.com and our team will assist you.
| How do I get a hard copy of my two wheeler loan NOC? |
A hard copy requires a separate request. Reach out through the IVR on 6262260260, WhatsApp chat support, or email at care@creditwisecapital.com. After verification, the hard copy is couriered to your registered address within 15 working days.
| Why do I need an NOC for my two wheeler? |
The NOC is required to remove the lender’s hypothecation from your vehicle’s RC at the Regional Transport Office. Until this is done, the lender’s name remains on the RC, which can affect vehicle sale, insurance, and ownership transfers.
| How long does the hard copy NOC take to arrive? |
Once your hard copy request is received and verified, Credit Wise Capital dispatches the NOC and it is delivered to your registered address within 15 working days.
Your NOC Is Ready When You Are
Getting your NOC after two wheeler loan closure at Credit Wise Capital is straightforward. The soft copy reaches you on WhatsApp automatically, the app keeps it accessible whenever you need it, and our customer care team is ready to assist across call, WhatsApp, and email. For a physical copy, one request is all it takes.
Your loan is closed. Make sure your NOC is secured too.
| Ready to apply? |
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| Visit creditwisecapital.com for two wheeler loan options and support. |
Disclaimer: Published by Credit Wise Capital for informational purposes only. This does not constitute financial or legal advice. Credit Wise Capital is a registered NBFC. All loan products are subject to credit assessment, eligibility criteria, and applicable terms and conditions.
